RevTag is in 2026 one of the most powerful banking setups for modern entrepreneurs. In this RevTag guide you get all steps, prices, pros and cons at a glance – without marketing fluff.
RevTag is Revolut’s invisible killer feature. Move money between Revolut accounts in under 5 seconds – free, worldwide, even Sunday 3 AM.
RevTag – What is RevTag exactly?
For anyone looking into RevTag, this is the first step. We walk through every detail step by step.
RevTag is Revolut’s own instant-transfer system between Revolut accounts. Instead of an IBAN you use a personal tag (e.g. @christianb) as recipient address. Once you type the tag, money arrives in seconds – not minutes, not hours.
Works worldwide, 24/7, in any currency – cross-border too, free when converting at the Revolut rate.
How RevTag works in practice
- In the app: Profile → RevTag set your personal tag (one-time)
- To send: Send → RevTag, enter recipient’s tag
- Enter amount, choose currency if needed
- Confirm with Face ID / fingerprint
- Recipient sees push notification within 2–5 seconds
No BIC, no IBAN, no business-day restrictions. The recipient sees only your profile name and tag – not your full bank details.
RevTag vs. SEPA Instant vs. Wise
| Feature | RevTag | SEPA Instant | Wise |
|---|---|---|---|
| Speed | 2–5 sec | 10 sec – 2 min | 1 min – 30 min |
| Fee | free | usually free | 0.3–1 % FX |
| Weekend | yes | yes | yes |
| FX in transfer | yes (interbank) | no | yes (with spread) |
| Recipient needs… | Revolut account | EU bank w/ Instant | Wise or bank |
RevTag beats SEPA Instant mainly because it handles cross-border transfers with FX in one step – something SEPA technically cannot.
5 practical use cases
- Sunday night liquidity: Car breaks down Sunday 11 PM, garage wants €800 upfront – instant move from business to personal.
- Real-time bill splitting: At a restaurant – one pays, others send their share via RevTag at the table.
- Owner’s draw from LLC: Instead of 1–3 days bank transfer, RevTag in seconds with clear memo.
- FX arbitrage: Swap USD → EUR at interbank rate between business and personal in one move.
- Freelancer deposits: If your freelancer has Revolut, pay deposit in under 10 seconds – during the kickoff call.
RevTag in LLC + personal setup
Power setup: 1) Personal Revolut (Metal/Ultra), 2) Revolut Business for the US LLC. Different tags on each.
- Owner’s draws from LLC → personal in seconds
- Pre-fund LLC expenses personally → reimburse later
- Multi-currency rebalancing between LLC (USD) and personal (EUR)
For bookkeeping: always set a clear memo („Owner Distribution Q1“, „Reimbursement Business Trip XY“).
Security and limits
RevTag transfers are irreversible once confirmed. Always double-check before Face ID. Limits are dynamic – new accounts often €1,000–5,000/day, verified Metal/Ultra up to €50,000/day.
Start using RevTag
You only need a Revolut account to use RevTag. Standard is free.
🇺🇸 RevTag is even more powerful with an LLC
Two Revolut accounts (Personal + Business for your LLC) turn RevTag into a cashflow power-tool.
Frequently Asked Questions
Is RevTag really free?
Same-currency transfers: 100 % free. Currency-converting transfers at interbank rate weekdays, 1 % surcharge on weekends for Standard – Metal/Ultra have higher allowances.
How fast is RevTag really?
Usually 2–5 seconds, even international. Very high amounts (>€50k) may trigger a brief security check.
Does RevTag work between Business and Personal accounts?
Yes – one of the most common use cases. Use different tags on each.
What if I send to the wrong RevTag?
Contact the recipient immediately + Revolut support. Transfers are irreversible.
Can I change my RevTag?
Yes, once per 30 days in profile settings.
Further reading & sources
Official sources for your own research: